Chartered in 1948 by Louis H. Goller, American Marine Bank has two offices on Bainbridge Island and branch offices in Poulsbo, Port Ludlow, Seattle, Silverdale located at 9490 Silverdale Way. American Marine offers free business checking accounts and has the only Trust and Investment department in Kitsap County. Rex Townsend has been the president and CEO since 1998. AMB’s headquarters are at 255 Winslow Way E. on Bainbridge Island, and can be reached at (206) 842-5651.
www.americanmarinebank.com

Bank of America: Formally known as Seafirst Bank, Bank of America operates seven branches throughout Kitsap County. Branch locations include Bremerton, Kingston, Silverdale, Port Orchard, Bainbridge Island and Poulsbo. Bank of America offers both consumer and commercial banking services. They also offer Saturday hours. The Port Orchard branch is one of only a handful of area banks to offer Canadian draft services and has a full service currency exchange service. Contact them at (360) 876-4471.
www.bankofamerica.com

Columbia Bank: With 35 branches in the Puget Sound area, Columbia Bank is headquartered in Tacoma. President and CEO is Melanie Dressel. Columbia Bank is a local bank, strongly committed to its customers and the communities it serves. The cornerstone of Columbia Bank’s business approach is a return to friendly, old-fashioned banking, coupled with modern convenience and technology.    The Kitsap branch is located in Port Orchard at the intersection of Sedgwick Road and Highway 16. Reach Port Orchard branch manager Rob Putaansuu at (360) 876-8384.

The Gig Harbor branch is at 5303 Point Fosdick Drive NW and manager Christine Gullett Thomas can be reached at (253) 858-5105.
www.columbiabank.com

First Community Bank: Recently re-named Venture Bank, it has two locations in Gig Harbor. The Pioneer Way Branch can be reached at (253) 853-5000. The Point Fosdick branch at (253) 853-3500.

Founded in 1979 as Lacey Bank and first renamed in 1981, FCB has continued to expand, most recently with the 2002 acquisition of Harbor Bank in Gig Harbor. FCB, locally owned and independently operated, now has 21 offices in four Western Washington counties. It offers a full spectrum of financial services, including commercial, construction, residential and consumer lending, deposit products and other banking services. The Bank also provides a broad range of investment services through its subsidiary, FCB Financial Services, Inc.

“We’re very entrepreneurial and independent – an ethic that reflects our Northwest roots,” said Bank President Jon M. Jones. “Our employees are empowered to take banking beyond the ‘transaction’ – to create an exceptional experience for the customer. Our new name, Venture Bank really speaks to that ethic,” Jones added.
www.venture-bank.com

Frontier Bank: Remains a “high touch” bank, successfully maintaining the friendly service that has fueled its sky-rocketing growth, which began 25 years ago. Founded in 1978, Frontier Bank is now the second largest independent commercial bank in Western Washington. With its headquarters in Snohomish County, the bank has grown to include 38 branch offices throughout Kitsap, Pierce, Clallam, Jefferson, King, Skagit, Snohomish, and Whatcom Counties. President and CEO, Robert J. Dickson, and a team of over 600 employees head Frontier.

During 2001, Frontier Bank received a “Green With Three Star” rating, which is the highest safety and soundness rating a bank may receive from VERIBANC, Inc., the nation’s first bank rating service for consumers. Frontier also earned VERIBANC’s special Blue Ribbon commendation of excellence. To earn this designation, a bank must first have the highest “Green With Three Stars” rating and must also meet twenty additional stringent criteria. The Blue Ribbon commendation is the oldest national recognition earned by a bank from a private sector analysis firm.
www.frontierbank.com

KeyBank: With 64 KeyCenters (branches) located throughout the South Puget Sound region, KeyBank now has four locations in Gig Harbor and five branches in Kitsap County, including Poulsbo, Silverdale, Port Orchard and Bremerton. Additional peninsula locations include Port Angeles, Sequim, Belfair and Shelton.

Key’s parent company, Cleveland-based KeyCorp, is one of the nation’s largest bank-based financial services companies, with assets of approximately $86 billion. Henry Meyer is KeyCorp’s Chairman and CEO.

Key companies provide investment management, retail and commercial banking, retirement, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. The company’s businesses deliver their products and services through KeyCenters and offices; a network of more than 2,300 ATMs; telephone banking centers (1.800.KEY2YOU); and a Web site, Key.com,“ that provides account access and financial products 24 hours a day.

KeyBank dates back to 1890 in the South Puget Sound region and combines the resources of a national company with the local decision-making power and expertise of talented and dedicated employees.

Key was rated “Outstanding” in the past five consecutive exams by the Office of the Comptroller of the Currency (OCC) for compliance with the Community Reinvestment Act (CRA). Key’s Community Development activities throughout the South Puget Sound region help to create affordable housing, encourage home ownership, provide loans, finance civic-minded projects and promote small business development with equity investments and government loan packages.

Key is also a recognized industry leader in technology. Key.com was ranked third among 23 banking industry sites in the 2002 Jupiter Media Metrix rankings. Smart Money Magazine ranked Key.com among the top five online banking sites, while InternetWeek ranked Key among the top 100 e-businesses in its second annual survey.

Key’s commitment to quality focuses on building customer relationships. As a relationship-oriented financial services company, Key strives to continually meet the diverse and changing needs of an expanding customer base.
www.key.com

Kitsap Bank: In 2002 Joan Svardh was promoted by bank president James Carmichael, to branch manager at it’s Bainbridge Island Branch. Pete Douvis is the bank vice-president and manager at the main branch in Port Orchard.

Kitsap Bank is the county’s oldest and largest community bank, having been originally chartered in 1908. It is the third largest community bank in the state. Headquartered in Port Orchard, with 19 local branches.

Kitsap Bank also operates under the name Olympic Bank in Sequim, Port Angeles, Bonney Lake, and Federal Way. Kitsap Bank’s nationally recognized, award-winning SBA department, managed by Scott Harvey, is one of the largest and most active in the nation. Vice President Heidi Villarma oversees Kitsap Bank’s mortgage lending operation and can be reached at (360) 876-7880. The Port Orchard branch can be reached at (360) 876-7800.
www.kitsapbank.com

Kitsap Credit Union: With over 60 ATM’s throughout our community, this credit union started out as the Navy Yard Metal Trades Credit Union. It has since expanded into a full-service credit union. Headquartered in Bremerton, it has branches in Port Orchard, Bremerton, Bainbridge Island, Bangor Keyport, Poulsbo, PSNS, and Silverdale. It recently partnered with Bremerton High School to open a financial center operated by students for students and staff. Elliot Gregg is the President and CEO of KCU. The credit union can be reached at (360) 662-2000 or at 800-422-5852.
www.kitsapcu.org

Pacific Northwest Bank: A just announced merger with Wells Fargo may outdate some of this information by presstime.

Pacific Northwest Bank can trace its history back to 1957 – to Island Savings and Loan Association, which opened its first office in Oak Harbor, Washington.

Today, Pacific Northwest Bank operates as the Pacific Northwest region’s largest locally headquartered full-service commercial bank with branches in Port Orchard, Gig Harbor, Silverdale and Poulsbo.

Pacific Northwest Bank entered the Oregon market in November of 2002 with the acquisition of the Bank of the Northwest, a strong commercial bank with five branches in the greater metropolitan Portland, Oregon area. Patrick Fahey is the Chairman and CEO.

The Pacific Northwest Bank of the future shows a continued commitment to the people and communities of the Pacific Northwest through its strong regional presence, and a focus on continued growth.

The Bank is committed to its vision of becoming the region’s premier commercial bank with a full set of products and services specifically tailored to the needs of businesses and individuals in the Pacific Northwest.
www.pnwbank.com

Peninsula Community Federal Credit Union: Is a not for profit cooperative based in Shelton and servicing all five counties on the peninsula, Peninsula has branch offices in Port Orchard and Belfair and a loan center in Silverdale. The president and CEO is Steve Gorseth. Gaye White manages the Port Orchard branch. Peninsula specializes in mortgage programs and consumer savings & checking products and loans. Contact the Port Orchard branch at (360) 876-8898. www.pcfcu.org

Rainier Pacific Bank: A community-based financial solutions provider serving Pierce County and Federal Way. Rainier Pacific offers a full range of products and services to meet your needs. To experience a difference you can bank on, contact us at (800) 228-2858 or (253) 926-4000.
www.rainierpac.com

Sound Credit Union: Branches in Key Center and Gig Harbor as well as throughout the lower Puget Sound region offering regular banking services.

The Gig Harbor Branch is at 4521 Point Fosdick Drive NW. On the Key Peninsula the location is 8920 Key Peninsula Hwy N. Both branches can be reached at (253) 383-2016.
www.soundcu.com

Sterling Savings: Bainbridge Island has the only branch found in Kitsap County of this bank. The branch manager is Shaun Stephenson. Sterling Savings currently has branches throughout Washington, Oregon, Idaho and Montana. Bank president is William Zuppe. Sterling offers a full range of commercial and consumer services. This includes financial services through its Harbor Financial office and mortgage services through Action Mortgage. The bank’s Bainbridge branch phone number is (206) 842-8676.
www.sterlingsavingsbank.com

Timberland Bank: The bank now has two full-service branches in Kitsap. The latest is the new branch at the corner of Mickleberry and Bucklin Hill Road in Silverdale. The other one is in Poulsbo. Bank president is Michael Sand. Headquartered in Hoquiam, the bank offers real estate loans, construction loans, FHA and home improvement loans. The Poulsbo branch can be reached at (360) 598-5801.
www.timberlandbank.com

U.S. Bank: Providing financial services to consumers and businesses through more than 180 branches in Washington. The services available at U.S. Bank include a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products. The U.S. Bank in Bremerton has two commercial loan officers who serve the area. The other U.S. Bank locations are in Silverdale, Port Orchard and Gig Harbor.

U.S. Bank is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience.
www.usbank.com

Viking Bank: Headquartered in Ballard, there are branches in Poulsbo, South Seattle, Fife, South Tacoma, and Bellevue. Joe Riley is Viking Bank’s Senior Vice President Market Manager. Donna Whitehurst is the retail branch manager. The bank specializes in SBA and mortgage loans, plus business and personal banking. They offer insurance products such as consumer and commercial life, health disability, and home insurance. Reach the Poulsbo branch at (360) 394-1701.
www.vikingbank.com

Washington’s Credit Union: With 14 branches throughout the Puget Sound area, this community-chartered credit union has branches in Port Angeles and Poulsbo. Full service and federally insured, the credit union is open to anyone in Washington State. Clay Williams is the Poulsbo branch manager. Washington Credit Union can be reached at (360) 779-4488.
www.washingtonscu.org

Washington Federal Savings: The second largest independent bank in Washington State, this institution is 86 years old and is headquartered in Seattle. It operates in eight states and has 115 branches, two of which are in Kitsap County – in East Bremerton and Poulsbo. There also is a branch in Sequim. Marilyn Hineman manages the Bremerton branch and Larry Elfendahl manages the Poulsbo branch. The bank offers residential loans, custom construction loans, land development loans and personal banking services. Elfendahl states, “Construction lending is our niche and strength.” Contact the Poulsbo branch at (360) 779-2111 or the Bremerton branch at (360) 479-4040.
www.washfed.com

Washington Mutual: One of the largest banks in the United States, Washington Mutual was founded in Seattle in 1889 and helped people rebuild after the great Seattle fire. It is a full-service bank and has in recent years expanded its services to include small business accounts for businesses with between one to 25 employees. This includes checking accounts and lines of credit. It also has subsidiaries providing an array of services ranging from securities brokerage, mutual fund management, underwriting for insurance annuities, to life and property/casualty sales. Washington Mutual operates local branches in Bremerton, East Bremerton, Port Orchard, Poulsbo, Silverdale, Bainbridge Island and Belfair. There also is a mortgage loan office in Silverdale. Reach their toll-free 24-hour customer service number at (800) 756-8000.
www.wamu.com

Westsound Bank: Started originally in 1999 by a group of Bremerton businesspeople, is based in Kitsap County. President and CEO is Dave Johnson. They have 3 branches, Bremerton, Silverdale and Port Angeles, with more on the drawing board. The Silverdale branch is managed by Robert Easton, with its phone number being (360) 204-7009. The bank has also offers a courier service which is an added convenience for the business person. Westsound Bank offers owner construction services and a multitude of business banking. The main phone number is (360) 405-1200.
www.westsoundbank.com

Wells Fargo Bank: Operates 188 financial services stores in Washington – including Bainbridge Island, Bremerton, Gig Harbor and Silverdale – and employs more than 2,700 team members statewide. In the past seven years, the company has given $10 million to support community projects and causes in Washington. To contact a local Wells Fargo banker, call (206) 842-1860 on Bainbridge Island; (360) 478-8660 in Bremerton; (253) 593-5882 in Gig Harbor; and (360) 698-1152 in Silverdale. The 24-hour customer service number is (800) 869-9557.

Wells Fargo’s history in Washington dates back to 1857, when the company opened agencies in logging towns on the Puget Sound, in Olympia, Port Townsend and Whatcom (Bellingham). In 1859, Wells Fargo opened offices in Seattle and Steilacoom.

Today, Wells Fargo & Company is a $370 billion diversified financial services company that provides banking, insurance, investment, mortgage and consumer finance from more than 5,800 financial services stores, 6,000-plus ATMs and the Internet across North America and elsewhere internationally.
www.wellsfargo.com